No, but when you have already shopped

compared, found the stove you want at $300 off original price, spend the $400, take it directly to the place you are going to purchase the stove, immediately apply the gift cards to the purchase and still have the 15% off for groceries, why not?. Nothing is charged.

Tenant loves the stove and it is written off as an expense against taxes as well. Saved a bunch with coupons and gift cards at Target this week too. Have larger stockpile of laundry soap than I might have chosen to have but certainly will use it. Only buy on sale, with a coupon and a gift card deal, almost have enough gift cards stashed to cover Christmas gifts for the granddaughters.